Policy and Contract Review
An integrated study of the terms of an insurance contract — the deductible, the premium, the period, the conditions, and above all the exclusions that decide what the policy will not answer.
What the study covers
- The amount payable and the basis on which it is calculated
- The deductible carried at each loss, and how it aggregates
- The period of insurance and the terms governing renewal
- Conditions precedent and warranties that can void a claim
- The exclusions — what the policy does not cover, stated plainly
- A written opinion on where the wording should be amended before you sign
Who this is for
Anyone holding a policy or a quotation they have not had read independently — particularly where the wording came from the insurer or the broker placing it.
Not sure which service applies?
Describe the situation in a few lines. We will tell you what would need examining and what the study would cost.
Other services
Tell us what you need looked at.
Send us the outline — the policies you hold, the exposure you are unsure about, or the claim that has stalled. We will tell you what the study would cover and what it would cost.